Southern Missouri Bancorp Holds Fiscal 2027 Loan Outlook, Models 1% NII Hit

Southern Missouri Bancorp (Nasdaq: SMBC) is keeping its mid-single-digit fiscal 2027 loan-growth outlook while modeling how a 100-basis-point rate increase could reduce net interest income over 12 months. On Oct. 22, Chief Financial Officer Stefan Chkautovich outlined the result as a model estimate with the balance sheet held unchanged. A parallel rate increase means rates move higher together across the curve; under that setup, the model estimates net interest income would be about 1% lower over the next year. The test measures sensitivity to a defined scenario and does not forecast that rates will rise.

Source: TokenPost