The Limit Is Moving Into the Credential. The Liability Isn’t.
Photo: Forkast
The Credential Is Becoming the Limit Two weeks of competing architectures in agentic commerce now share one move: putting the spending limit inside the payment instrument itself. American Express’s Intent Intelligence Framework , unveiled at TechCrunch Disrupt, issues a scoped payment credential derived from an intent token that carries the buyer’s merchant, maximum budget, and preferences. If the agent deviates, the credential fails to validate before the transaction reaches the rails.
Source: Forkast
