OCC releases final rule for payment stablecoins under the GENIUS Act

Photo: Crypto Briefing
The federal framework sets 1:1 reserve requirements, two-day redemptions and a ban on direct interest payments for stablecoin issuers The US Treasury has released a final rule implementing the GENIUS Act, putting a federal framework around payment stablecoins. The detailed version comes from the Office of the Comptroller of the Currency (OCC), which finalized its rule on October 21, 2026. It sets federal standards for payment stablecoin issuers that fall under the OCC’s jurisdiction. The rule takes effect on January 18, 2027.
Source: Crypto Briefing







