North Dakota’s State Bank Posts $231.8 Million in 2025 Net Income

North Dakota’s state-owned bank earned $231.8 million in 2025 as politicians in other states cite its public-banking model and Washington funds planning for a possible state bank. At year-end 2025, the Bank of North Dakota held $10.7 billion in assets and generated $231.8 million in net income. Its return on investment was 17.2%, and its total return to North Dakota was 4.69%. During the year, it originated and renewed $2.5 billion in business, commercial and student loans. Local financial institutions deliver the bank’s loan programs through partnerships with the state lender.

Source: TokenPost